830 West Northwest Highway, #7, Palatine, IL 60067

Appraisal & Consignment

Confidential Appraisal for Coins, Currency and Jewelry Collections

Making The Decision To Sell Your Valuables

In many cases, spouses or children will sell a parent’s or grandparent’s life-long coin collection to a pawn shop or estate liquidator for a fraction of its actual worth.  While trust officers, estate planners and attorneys are experts in financial instruments and real estate, almost none of them have expertise in collectibles.  We have occasionally overheard an unethical dealer boast about how they “scored” or “ripped-off” some great coins from a grieving seller.  With our help, you will be far better prepared to get the highest price for your valuable possessions.

Most collectors enjoy their hobby so much that they plan to leave their collections to children, grandchildren or other relatives as part of their estate.  That’s a great idea if the recipients are knowledgeable about the value of what they are about to receive.  Unfortunately most recipients are not knowledgeable and generally collections are liquidated at a fraction of their real value.

Coin collecting is a hobby; and only provides a marginal investment for most coin and currency collectors.  If purchased at a fair market price, properly graded for condition, stored carefully in containers and left without being cleaned or chemically treated, most coins have averaged about a 4.5% increase a year during the previous twenty years.

Whether you keep your collection or decide to offer it for sale, be sure to keep the collection safe and secure.  It is estimated that one in three collections can and will be stolen.  If you have access to a bank safety deposit box, we suggest you safeguard your collection, while you are deciding what you wish to do.

Examples Of Items You May Have

americancoinsUnited States Coins and Currency:

Coins and currency values are based upon current wholesale dealer prices. We obtain these prices through weekly published prices for United States coins and currency. Appraisals can be done at several locations including your home, bank vault room, or office. Prior to the appraisal being conducted, we will verify your home or business address through the telephone directory. In the event you have an extensive or extremely valuable collection, we can conduct the appraisal at a bank location in a private room.


ancientcoinsWorld and Ancient Coins:

We appraise these types of coins and currency based upon our experienced opinions. In some cases there may a need for outside research to determine current value.


antiquesBooks, Antiques and War Memorabilia Items:

We have extension knowledge in Coins and War memorabilia and will assist you in determining the values of these items. We also have expertise when it comes to appraising your antiques. However, in the event we need to call in a expert, we do have other associates who work in specialized areas that can assist us with appraising your items at current market values. In some cases there may a need for outside research to determine current value.


Our Services


If you would prefer to consign specific items, we can make recommendations on which items we are willing to take on a consignment basis. Our consignment commission rate is 20%. We are fully insured in the event of any loss. Once the items sell, full payment is made to you within 45 days. We can also send in any qualifying items that would benefit from a third party certified grading service.  We are authorized dealers for PCGS (Professional Coin Grading Service), NGC (Numismatic Guarantee Corp), and PMG (Paper Money Guarantee).



If you have extremely rare items of high value, we can recommend the best auction house for your item.  We have close working arrangements with most major auction firms.  We can assist you in negotiating a favorable rate, as well as establishing the proper reserve on your behalf for a nominal 5% fee, based on the “hammer” price.


Selling Your Collection:

Once we have completed your appraisal, if you are interested, we will be happy to make you a fair offer for your collection.  Unlike most appraisers who make offers for only the most popular items, we will make an offer to purchase the entire collection.  Payment is made by check, drawn on US funds.  When necessary, payment can be made in cash, as long as prior arrangements have been confirmed and appropriate IRS requirements are met.

Type of Appraisal 

Replacement appraisals, for insurance purposes. (Full retail)  

Fair Market appraisal, to prepare to sell the collection. (Market value)

How much will this cost you?

Appraisal Rates:

Most collections of United States Coins can be evaluated within 1-2 hours, providing they have been organized and sorted as per our general instructions on our website.  

Sorting Instructions:  https://www.pgsgoldandcoin.com/appraisal-instructions/

Verbal appraisals on a small collection:  $75 flat fee if 30 minutes or less. (Single appraiser)  

Written Appraisals :$175 per hour (Per each appraiser working on the collection) Minimum charge of $175.

Off-Site Appraisals & Travel:

Travel time will be billed starting from the PGS headquarters in Palatine and ending once the appraisal is completed at the customer’s location.  The travel rate is $175 an hour. If air travel is required, we bill for Business Class travel and moderate hotel expenses.


General Instructions To Prepare For Your Appraisal

Appraisals can be done at various locations including your home, bank vault room, or office. If you feel that you may have an extremely valuable collection, we recommend the appraisal be done at a bank location in a private room.

1. If coins are in coin albums, leave the coins in place and do not try to remove them. Some collections may be in 3 ring binders with plastic pages. Organize the pages by type, using the guidelines below. Under no circumstance should you attempt to clean any of your coins in any way!

2. If any coins are in hard plastic or boxed holders, leave them intact.

3. If coins are in rolls, and are labeled, leave them intact.

4. Organize loose coins by each type of coin by placing each type listed below into plastic baggies with a number count on a label or masking tape on each bag. Do not mix coin types within the bags.

● Lincoln, Memorial Reverse.
● Lincoln, Wheat Reverse.
● Indian Cents 1880 to 1909.
● Indian Cents prior to 1880.
● Flying Eagle Cents.
● Large Cents 1793-1857.

● Jefferson Head.
● Buffalo or Indian Head (Full Date).
● Buffalo or Indian Head (Partial Date).
● Buffalo or Indian Head (No Date).
● Liberty Head or V type.
● Shield Type.

● Roosevelt Prior to 1965.
● Mercury or Liberty Dimes.
● Barber and Liberty Dimes.
● Liberty Seated Dimes.
● Bust Dimes.

● Washington Quarters prior to 1965.
● Standing Liberty Quarters.
● Barber Head Quarters.
● Liberty Seated Quarters.
● Bust Quarters.

● Kennedy Half Dollars 1965-1970
● Kennedy Half Dollars prior to 1965
● Franklin Half Dollars.
● Walking Liberty Half Dollars.
● Barber Half Dollars.
● Seated Liberty Half Dollars.

● Eisenhower (Ike) Dollars
● Liberty Head or Peace Dollars.
● Morgan Dollars.
● Seated Liberty Dollars.
● Early (Flowing) Hair & Bust Dollars

● Copper, Aluminum and Nickel coins after 1965.
● Copper, Aluminum and Nickel coins after 1900, but before 1965.
● Copper, Aluminum and Nickel coins after 1800, but before 1900.
● Silver coins after 1965.
● Silver coins after 1900, but before 1965.
● Silver coins after 1800, but before 1900.
● All coins dated between 1700 and 1800.
● All coins dated before 1700.
● Gold Coins.

5. World Coin Proof sets and boxes should be left in their original holders. If a Certificate of Authenticity (COA) exists, keep with the set/box.

6. On ALL United States Proof, Mint and Commemorative Sets, envelopes and boxes should be left in their original holders, unopened and organized by year.

7. Tokens and miscellaneous materials should be separated by type.

8. Unfold paper money (banknotes) and place flat in an envelope, ensuring as few bends as possible to the note and its corners. With very old paper, be extremely cautious to not damage the note.

9. Put all items that are unknown or unlisted above into a separate container.

10. Please provide a well-lit, quiet area with a flat workspace. Plan to be present during the entire appraisal.

11. After the appraisal has been completed, it is best to keep the collection organized and labeled as specified above until you make the decision concerning your plans for the collection.

12. Long-term storage can present a problem concerning the types of containers used. Some coin or currency containers can cause damage to the coins if left for extended periods of time. We will advise you about the best storage containers to use and the containers that would be discarded.

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